Life Insurance

 

With a single family income and two children this stay at home mom believed she had no need for life insurance.  Her husband  had a good income and they were fortunate enough to have only a few years left on the mortgage.  The family thought they'd hit the lottery with their good fortune until the illness that eventually took her life. Health care coverage wasn't adequate and because they didn't plan ahead and had no life insurance the family savings was soon gone.  There was an immediate change of lifestyle for the family with no wife or mother.  Additionally, no college for the children. Bills had to be paid.    

Is life insurance important? You bet! Life insurance is for the living and helps ease the financial burden if tragedy occurs. It's something we need, but sometimes overlooked until it's too late. Any life policy is better than none at death, but a policy that will leave a legacy for those we leave behind is a true gift and a token of one's love. 

We offer Whole, Universal, Term, Mortgage Protection, Juvenile, and Final Expense Life Insurance products. The companies include Columbian Life, Illinios Mutual, products from the Sunderland Group, Assurant,  and many more. Of course, these products are very competitively priced and offer the best value for your insurance dollar.

Don't be caught like the individual above; it's a true but sad  story and happening everyday.  I'm sure you know someone who was placed in a similar situation.  DON'T WAIT UNTIL YOU'RE SICK AND THEN TRY TO GET A POLICY BECAUSE IT MAY BE TOO LATE. 

There can be only so many fund raisers, barbeques, use of credit cards, or loans for a situation that should have been averted!   Life insurance is the answer.  The question is, "DO YOU HAVE LIFE INSURANCE?"  Call 210/829-0541 or email me  at hal4insurance@hotmail.com for a free quote.